'Twas in the Crescent City not long ago befell
The tear-compelling incident I now propose to tell;
So come, my sweet collector friends, and listen while I sing
Unto your delectation this brief, pathetic thing-
No lyric pitched in vaunting key, but just a requiem
Of blowing twenty dollars in by nine o'clock a.m.

Let critic folk the poet's use of vulgar slang upbraid,
But, when I'm speaking by the card, I call a spade a spade;
And I, who have been touched of that same mania, myself,
Am well aware that, when it comes to parting with his pelf,
The curio collector is so blindly lost in sin
That he doesn't spend his money-he simply blows it in!

In Royal street (near Conti) there's a lovely curio-shop,
And there, one balmy, fateful morn, it was my chance to stop;
To stop was hesitation-in a moment I was lost-

That
kind of hesitation does not hesitate at cost!
I spied a pewter tankard there, and, my! it was a gem-
And the clock in old St. Louis told the hour of eight a.m.!

Three quaint Bohemian bottles, too, of yellow and of green,
Cut in archaic fashion that I ne'er before had seen;
A lovely, hideous platter wreathed about with pink and rose,
With its curious depression into which the gravy flows;
Two dainty silver salts-oh, there was no resisting
them
-
And I'd blown in twenty dollars by nine o'clock a. m.

With twenty dollars, one who is a prudent man, indeed,
Can buy the wealth of useful things his wife and children need;
Shoes, stockings, knickerbockers, gloves, bibs, nursing-bottles, caps,
A gown-
the
gown for which his spouse too long has pined, perhaps!
These and ten thousand other spectres harrow and condemn
The man who's blown in twenty by nine o'clock a.m.

Oh, mean advantage conscience takes (and one that I abhor!)
In asking one this question: 'What
did
you buy it for?'
Why doesn't conscience ply its blessed trade
before
the act,

Before
one's cussedness becomes a bald, accomplished fact-

Before
one's fallen victim to the Tempter's stratagem
And blown in twenty dollars by nine o'clock a.m.?

Ah me! now that the deed is done, how penitent I am!
I
was
a roaring lion-behold a bleating lamb!
I've packed and shipped those precious things to that more precious wife
Who shares with our sweet babes the strange vicissitudes of life,
While he who, in his folly, gave up his store of wealth
Is far away, and means to keep his distance-for his health!

Speaking of banks, I'm bound to say
That a bank of tin is far the best,
And I know of one that has stood for years
In a pleasant home away out west.
It has stood for years on the mantelpiece
Between the clock and the Wedgwood plate--
A wonderful bank, as you'll concede
When you've heard the things I'll now relate.

This bank was made of McKinley tin,
Well soldered up at sides and back;
But it didn't resemble tin at all,
For they'd painted it over an iron black.
And that it really was a bank
'Twas an easy thing to see and say,
For above the door in gorgeous red
Appeared the letters B-A-N-K!

The bank had been so well devised
And wrought so cunningly that when
You put your money in at the hole
It couldn't get out of that hole again!
Somewhere about that stanch, snug thing
A secret spring was hid away,
But _where_ it was or _how it_ worked--
Excuse me, please, but I will not say.

Thither, with dimpled cheeks aglow,
Came pretty children oftentimes,
And, standing up on stool or chair,
Put in their divers pence and dimes.
Once Uncle Hank came home from town
After a cycle of grand events,
And put in a round, blue, ivory thing,
He said was good for 50 cents!

The bank went clinkety-clinkety-clink,
And larger grew the precious sum
Which grandma said she hoped would prove
A gracious boon to heathendom!
But there were those--I call no names--
Who did not fancy any plan
That did not in some wise involve
The candy and banana man.

Listen; once when the wind went 'Yooooooo!'
And the raven croaked in the tangled tarn--
When, with a wail, the screech-owl flew
Out of her lair in the haunted barn--
There came three burglars down the road--
Three burglars skilled in arts of sin,
And they cried: 'What's this? Aha! Oho!'
And straightway tackled the bank of tin.

They burgled from half-past ten p.m.,
Till the village bell struck four o'clock;
They hunted and searched and guessed and tried--
But the little tin bank would not unlock!
They couldn't discover the secret spring!
So, when the barn-yard rooster crowed,
They up with their tools and stole away
With the bitter remark that they'd be blowed!

Next morning came a sweet-faced child
And reached her dimpled hand to take
A nickel to send to the heathen poor
And a nickel to spend for her stomach's sake.
She pressed the hidden secret spring,
And lo! the bank flew open then
With a cheery creak that seemed to say:
'I'm glad to see you; come again!'

If you were I, and if I were you,
What would we keep our money in?
In a downtown bank of British steel,
Or an at-home bank of McKinley tin?
Some want silver and some want gold,
But the little tin bank that wants the two
And is run on the double standard plan--
Why, that is the bank for me and you!